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Student Health Insurance

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Niagara University requires ALL full-time undergraduate students to retain health insurance, including athletes, international, and Canadian students.

ALL students MUST take action prior to the deadline their first semester and then EVERY FALL.

A student health insurance program is offered through Haylor, Freyer & Coon. ALL students will be automatically enrolled in the plan, with the option to waive coverage.

  • Domestic students can either enroll or retain comparable coverage via their current health insurance plan or family plan. If a student will use their own health insurance plan or be covered by a parent’s plan, there is a requirement to demonstrate proof of comparable health insurance coverage and waive out of the plan offered by Haylor, Freyer & Coon.
  • International students are automatically enrolled and do not have the option to waive coverage.
  • Canadian undergraduate students must contact the International Relations Department for details at 716.286.8728.

Video on How to Opt Out of NU Student Health Insurance

Domestic and students using their own health insurance plan must complete the following:

All students will be charged for this plan on your student account bill by Student Records and Financial Services unless you waive coverage.  Once coverage is waived, Haylor, Freyer & Coon will provide confirmation of approved waivers to Student Records and Financial Services. After confirmation the insurance charge will be removed from the student’s account, usually within 5-7 business days.  If the student does not waive out by the deadline, the student will automatically be liable for the charge on the student’s tuition bill.