Health Insurance

University Sponsored Insurance Plan

Niagara University is pleased to offer an injury and sickness insurance plan underwritten by Fairmont Specialty.  

All students registered and attending classes are eligible to enroll in the plan. Eligible dependents of enrolled students may purchase this plan as well.

To enroll:

  • Click the Arthur J. Gallagher & Co. (plan administrators). 
  • Click "Student Direct Pay Enroll."
  • Follow guidance on the page to set up an account and process your insurance purchase.

New York State Help with Health Insurance for Students:

Medicaid, Child Health Plus and Family Health Plus provide no-cost or low-cost health coverage for eligible students in New York. Even if your student has been turned down in the past or you don't know if they qualify, you may be able to get health coverage for them now. To get started, call 1.877.KIDS.NOW (1.877.543.7669) or check out the websites below.

Check out the links below for more information:  

Will you be covered after graduation?

With graduation approaching, now is the time to start thinking about your health insurance coverage. As a young adult, you have choices: stay on your parent’s health plan, buy your own plan, or get coverage through a new job.

If you decide to get your own insurance, you’ll find lots of choices at NY State of Health. There are many plans at different coverage levels and all plans cover health services such as yearly checkups, flu shots, emergency services and prescription drugs. You may be surprised how affordable getting coverage can be. Some plans will cost less than your monthly cell phone bill and for some people, depending on income, coverage will be free.  

Even though Open Enrollment for 2015 has ended, you may still be able to enroll in coverage this year if you qualify for free coverage, or if you enroll within 60 days of a Qualifying Life Event. Qualifying Life Events include:

  • No longer being eligible to stay on your parent’s health insurance
  • Loss of other health insurance
  • A permanent move to another part of New York State
  • Getting married
  • Having a child

To learn more, please visit http://info.nystateofhealth.ny.gov.  

Have additional questions or ready to enroll?  NY State of Health has trained experts who will guide you step by step in selecting and signing up for a plan that’s right for you. To find an assistor in your community, go to https://nystateofhealth.ny.gov/agent/hx_brokerSearch or call them at 1.855.355.5777, TTY: 1.800.662.1220.

Watch a short video Health Insurance – It’s What Adults Do at http://info.nystateofhealth.ny.gov/YoungAdultsVideo.

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