International Health Insurance

International Health Insurance Requirements


It is university policy that:

  1. University attendance policy mandates that all international students must purchase the school sponsored U.S.-based health insurance plan. However, students may request a waiver if they carry a U.S.-based health insurance plan, have OHIP (Ontario Health Insurance Plan) insurance coverage, or an “unlimited” international plan (meeting all U.S. criteria for health insurance) with a U.S. based claims processing center.  Students who have an "unlimited" international plan with a non-U.S. based claims processing center may also request a waiver, but are encouraged to review all information about the costs of such plans. Please review the International Insurance Fact Sheet.
  2. Students who have OHIP health insurance and would like to request a waiver must submit a copy of their OHIP card and a signed Form 1 Insurance waiver to health services for approval. No other Canadian health insurance plans will be granted a waiver. Deadline to submit such a waiver is 30 days prior to the first day of classes.
  3. For all other non US based international plans, in addition to unlimited coverage, the student's insurance must provide at least $5,000 in both repatriation and medical evacuation expenses. No international student shall be permitted to check into the residence halls until all of the specified information is part of the student's permanent record. If the insurance policy lapses, the student will be subject to suspension from NU until health coverage is renewed.

Important - Please Review

All international students will automatically be enrolled in the 2014-15 Fairmont Specialty Plan, the university-sponsored insurance plan if the necessary paperwork is not received by the first day of school. This fee will be non-refundable. This will ensure that all international students will have appropriate medical coverage on the first day of classes.

To purchase the school sponsored Fairmont Specialty plan:    

  • Click the Arthur J. Gallagher & Co. (plan administrators). 
  • Create an account.
  • Click on "Student Direct Pay Enroll" after you create an account.
  • Choose the coverage option That includes the time period you will be a student at Niagara and process your payment.
  • It will take 24 hours for your payment to process. (ID Cards are usually available 5-7 business days after your eligibility is confirmed).    
  • You will need to supply the following documents directly to health services:

Ontario, Canada, students must provide the following to health services:

Students not purchasing the school sponsored insurance plan must provide the following to health services:  

  • Certification from your insurance company that they offer unlimited coverage as well as at least $5,000 in both repatriation and medical evacuation expenses.
  • A copy of your insurance card, front and back
  • A completed Form 1 - Insurance Waiver

List of Ontario Health Units