Healthcare in the United States

The healthcare system in the U.S. may be very different from that which is utilized in your country. Specifically, individuals are responsible to pay for the costs of healthcare themselves. Payment is made in cash, using a health insurance policy that the individual pays for, or a combination of both. Every part of the healthcare system may charge for services. This means that a trip to the hospital can result in bills from one or more doctors, the hospital, the laboratory and/or any other parties that may be involved in care such as ambulances, paramedics or even helicopters for serious situations. Healthcare can become costly, even in the simplest illness or accident.

All International students are automatically enrolled in a Universal Health Care insurance plan unless you already have a comparable plan that allows you to opt out.  The rates are as follows for the 2021/2022 Academic year:

Aug. 1 - Dec. 31: $1,128
Jan. 1 - July 31: $1,564

International students who fail to meet health insurance requirements will be refused acceptance into the residence halls and/or will not be permitted to register for classes. Lapses in coverage can and will result in suspension from Niagara University. For many students, this will result in the revocation of student visas and expulsion from the United States.