International Health Insurance

Our staff at Health Services is committed to maintaining a safe and healthy campus for the entire Niagara community. Please find the necessary requirements pertinent to your insurance requirements for attendance at Niagara University below.

It is university policy that:

International students are required to submit proof of health insurance effective for one year, as well as the required medical history and immunization forms. In addition to basic coverage, the student's insurance must provide repatriation and medical evacuation expenses. No international student shall be permitted to check into the residence halls or to register for classes until all of the specified information is part of the student's permanent record. If the insurance policy lapses, the student will be subject to suspension from NU until health coverage is renewed.

List of Ontario Health Units

Please use the following guidelines for completing the required forms:

Ontario students need only to fill out the:

  • Request for Waiver of Health Insurance (Form 1) and provide a photocopy of their OHIP insurance card.
  • Further documentation of health insurance coverage is not required. Mail or fax to Niagara University at 716.286.8391.

All other international and provincial students

Identify which subgroup you belong to, and then follow the directions below.

  1. If you do not have health insurance that provides comparable coverage as outlined and you choose to purchase the Niagara National Accident and Health Plan, fill out the application and mail to Niagara National with payment.
  2. If you do have comparable private or national health insurance or choose to purchase an alternate plan and request to apply for a waiver:
  3. If you do have worldwide private or national health insurance plan but do not have $10,000 of repatriation and medical evacuation benefits you must purchase a supplemental plan by a carrier of your choice or you may purchase the Global Emergency Services Travel Plan:

Important - Please Review

All international students will automatically be enrolled into the 2010-2011 Student Accident and Health Insurance Program if the necessary paperwork is not received by the deadline. Students who prove adequate coverage through private insurance polices, or choose to purchase alternate medical insurance or have national health insurance may apply for a waiver.

The deadline for requesting a waiver is 30 days before the first day of classes. If you have not submitted this information by the above deadline, $625 will be directly forwarded to Niagara National (plan administrator) on your behalf for payment of the health insurance premium. At this time, your student account will be billed. This fee will be non-refundable. This will ensure that all international students will have appropriate medical coverage on the first day of classes.

Mail the completed form #1 and #2 to the Student Health Services, P.O. Box 1923, Niagara University, NY 14109 or fax them to 716.286.8391. Do not hesitate to call us for assistance at 716.286.8390.

Health Insurance Requirements for Attending Niagara University:

While Niagara University does not require that an individual’s private plan identically match the Student Accident & Health Insurance Program, students must provide documentation of comparable basic accident and sickness benefit health insurance. To ensure that you have adequate health insurance to cover the potential cost of health services in the United States, below is a list of minimal benefits that your medical insurance plan must provide:

Benefit U.S. Dollar Equivalent
Accidental injury Expenses $2,000 minimum
Hospital Room & Board $350 per day
Surgical Benefits $2,000 minimum
In-Hospital Physician’s Fees $50 per visit
Out-Patient Physician’s Fees $50
Diagnostic & Laboratory Fees $200 per visit
Emergency Room visits $150 minimum
Consultant Expense $75 per sickness
Prescription Medications $50 per sickness
Ambulance $250
Maternity As above
Annual Pap/Pelvic One visit per year
Expenses associated with pre-existing conditions Covered

Supplemental Expenses

When expenses exceed the basic accidental and sickness benefit, 80 percent of the expenses are paid up to a maximum of $50,000.

Medical Evacuation $10,000
Repatriation $10,000

Medical Evacuation

$10,000 coverage for evacuation to your natural country or approved facility for the care of the injured or ill person when the insured student is hospitalized for five consecutive days or more.

Repatriation

In the event of death, the insurance company will pay $10,000 for the preparation and transportation of the remains of the deceased body to the country of origin.